Pre-Retirement & Entrepreneurship Strategy Training

Silabus bahasa Indonesia –> Training Persiapan Purna Karya & Kewirausahaan

“Mindset Readiness, Financial Planning, and Business Creation”

Description

Entering the pre-retirement phase is a crucial life transition for every employee. Changes in daily routine, reduced fixed income, and shifts in social roles often trigger psychological concerns (post-power syndrome) as well as financial uncertainty if not thoroughly prepared for. Entrepreneurship becomes one of the most productive pathways chosen to maintain economic sustainability and mental activity during retirement.

This Pre-Retirement & Entrepreneurship Strategy: Mindset Readiness, Financial Planning, and Business Creation training program is specifically designed to equip prospective retirees with a positive mental readiness, safe retirement financial management strategies, and the ability to design and manage independent businesses in a structured manner. This training combines psychological preparation, family financial management, and business idea validation to minimize the risk of business failure in retirement age.

Training Objectives

- Build psychological readiness and a positive growth mindset in facing the pre-retirement period.
- Manage physical health and healthy lifestyles to maintain productivity in senior age.
- Develop retirement financial planning strategies, severance pay allocation, and safe investment risk management.
- Identify personal potential, passions, and low-risk micro/small business opportunities suitable for retirees.
- Design business models (Business Model Canvas), marketing strategies, and operational management for independent ventures.

Training Modules

Mental Readiness and Pre-Retirement Orientation (Psychological Readiness)
- Understanding the psychological dynamics of retirement transition and mitigating post-power syndrome.
- Building a growth mindset, self-acceptance, and establishing a new purpose in life.
Health Management and Healthy Lifestyle for Retirees
- Maintaining physical fitness, balanced nutrition, and mental health in senior age.
- Stress management and maintaining harmonious relationships with family and the social environment.
Retirement Financial Planning and Investment (Financial Planning)
- Strategies for wise and secure allocation of severance pay and retirement savings.
- Identifying low-risk investment instruments and preventing fraudulent investment schemes.
Introduction to Entrepreneurship and Cultivating an Entrepreneurial Mindset
- Shifting the mindset from employee mindset to entrepreneurial mindset.
- Entrepreneurial principles for retirees: Low risk, passion-driven, and value-adding.
Personal Potential Mapping and Business Opportunity Identification
- Exploring personal potential, skills, and social networks to generate business ideas.
- Simple market research techniques and evaluating business feasibility studies.
Designing a Simple Business Model (Business Model Canvas – BMC)
- Structuring core business elements: Value proposition, target market segments, and distribution channels.
- Determining realistic cost structures and revenue streams.
Operational and Financial Management for Small Businesses
- Managing business cash flow and separating personal finances from business accounts.
- Procurement strategies, operational efficiency, and managing supplier relationships.
Marketing and Sales Strategies for New Ventures
- Simple marketing techniques: Word-of-mouth marketing and leveraging community networks.
- Introduction to basic digital marketing (social media marketing, WhatsApp Business, & marketplaces).
Pre-Retirement Business Risk Management
- Identifying potential business risks and formulating early mitigation strategies.
- Setting cut-loss tolerance limits to protect principal retirement funds.
Common Implementation Obstacles and Solutions
- Overcoming fear of business failure, capital limitations, partner fraud, and choosing the wrong business type.
- Formulating troubleshooting strategies to maintain long-term business sustainability for retirees.
Case Studies and Interactive Discussion
- Analyzing success stories and failures of retirees running various entrepreneurial ventures.
- In-depth discussion on refining business ideas and action plans for each participant.

Training Benefits

- Mental & Emotional Readiness: Face retirement with optimism, confidence, and freedom from post-power syndrome.
- Financial Security: Ability to manage retirement funds and severance pay safely without falling into high-risk investments.
- New Income Opportunities: Gain practical knowledge to launch and manage a sustainable independent business.
- Health & Productivity: Maintain physical fitness and an active mind through enjoyable entrepreneurial activities.
- Clear Action Plan: Transform business ideas into a structured business plan ready for execution upon retirement.

Target Audience

- Corporate, State-Owned Enterprise (BUMN), and Regional Enterprise (BUMD) employees entering pre-retirement (1-5 years prior to retirement).
- Managers, Supervisors, and Executives planning early retirement.
- HR Managers, Talent Management Officers, and Industrial Relations Specialists overseeing retirement programs.
- Retirees looking to start an independent business or reorganize their post-retirement financial management.
- Practitioners, Consultants, and Small & Medium Enterprise (SME) advisors.

Time

Training Venues

- Yogyakarta: Ibis Styles Hotel Yogyakarta
- Bandung: Gino Feruci Hotel Bandung
- Jakarta: Dreamtel Hotel Jakarta
- Bali: Harris Seminyak Hotel Bali
- Online Training* (Interactive Live via Zoom/Teams)
- In-House Training* (Tailored training at your company/institution location)